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On today’s programme, we examine the importance of enrolling with the National Insurance Scheme (NIS), especially in light of recent findings about retirement planning in Jamaica.

On today’s programme we examine recent changes in the Mortgage Insurance Act, and how this will affect your chances for home ownership.

Since July, global oil prices have fallen by about 40 per cent and American Investment Bank, Morgan Stanley, forecasts that this trend will continue until at least the middle of 2015. The investment bank says prices could fall as low as 43 US per barrel next year, resulting in even greater savings at the pumps for Jamaicans.